We signed up to get an account last year and all they need is your name, phonme number and a credit card. Then you tell them how much you want on the account (anywhere from $10) and they load it in so you can make calls.
It works like a calling card except it’s a little easier: Whenever we call from a pre-prorammed phone like our home phone or cell phones, they automatically know our account and then we can just dial the number straight away.
One thing we’ve noticed is there’s a HUGE difference in price between cell phone and home phone so we try and call my parent’s landline more often than not.
There’s a low connection fee of $.49 per call and you can get more info at www.pennytalk.com or by calling 1-888-311-8353